3D Secure 2.0

⚡ Instant Settlement

pay.onepay.lk/secure

OP

Urban Lifestyle Store

INV-849204

Total Due

LKR 8,450.00

DEBIT / CREDIT

•••• •••• •••• 4242

Cardholder

K. Wickramasinghe

Expires

08/29

CVV

•••

Card BrandVisa / Mastercard

Auth Engine3DS2 Frictionless

End-to-end 256-bit EncryptedPCI DSS Level 1

Online Payments

One integration, every way to pay

A complete online payment gateway for websites, mobile apps, and e-commerce stores. Accept Visa, Mastercard, AMEX, LankaQR, and JustPay with sub-second processing, automated fraud screening, and 24-hour bank settlement.

Get started for free Schedule a call

Universal Compatibility

Drop into your store, app,
or custom stack in minutes.

Whether you sell on Shopify and WooCommerce or engineer custom platforms with React, Flutter, and Node.js — OnePay connects in just a few lines of code.

Official Plugin

Shopify

E-Commerce Storefront

Seamless 1-click checkout integration for Shopify online stores.

Direct Gateway

WooCommerce

WordPress CMS

Accept cards, LankaQR, and JustPay with zero custom coding.

Drop-In SDK

React & Next.js

Modern Web Stack

Type-safe React 19 components with ultra-low redirect latency.

iOS & Android SDK

Flutter

Mobile Applications

Native in-app checkout experience with biometric & QR scanning.

ERP Integration

Odoo ERP

Enterprise Business

Automated invoice settlement and real-time bank reconciliation.

Official Plugin

Shopify

E-Commerce Storefront

Seamless 1-click checkout integration for Shopify online stores.

Direct Gateway

WooCommerce

WordPress CMS

Accept cards, LankaQR, and JustPay with zero custom coding.

Drop-In SDK

React & Next.js

Modern Web Stack

Type-safe React 19 components with ultra-low redirect latency.

iOS & Android SDK

Flutter

Mobile Applications

Native in-app checkout experience with biometric & QR scanning.

ERP Integration

Odoo ERP

Enterprise Business

Automated invoice settlement and real-time bank reconciliation.

Official Plugin

Shopify

E-Commerce Storefront

Seamless 1-click checkout integration for Shopify online stores.

Direct Gateway

WooCommerce

WordPress CMS

Accept cards, LankaQR, and JustPay with zero custom coding.

Drop-In SDK

React & Next.js

Modern Web Stack

Type-safe React 19 components with ultra-low redirect latency.

iOS & Android SDK

Flutter

Mobile Applications

Native in-app checkout experience with biometric & QR scanning.

ERP Integration

Odoo ERP

Enterprise Business

Automated invoice settlement and real-time bank reconciliation.

Official Plugin

Shopify

E-Commerce Storefront

Seamless 1-click checkout integration for Shopify online stores.

Direct Gateway

WooCommerce

WordPress CMS

Accept cards, LankaQR, and JustPay with zero custom coding.

Drop-In SDK

React & Next.js

Modern Web Stack

Type-safe React 19 components with ultra-low redirect latency.

iOS & Android SDK

Flutter

Mobile Applications

Native in-app checkout experience with biometric & QR scanning.

ERP Integration

Odoo ERP

Enterprise Business

Automated invoice settlement and real-time bank reconciliation.

Auto Invoicing

Zoho Books

Finance & Invoicing

Embed live payment links into customer quotation & invoice emails.

Recurring Module

WHMCS

Hosting & SaaS

Automate subscription renewals, card retries, and hosting invoices.

Course Checkout

Moodle LMS

E-Learning & Academies

Instant student enrollment payments via local cards and bank QR.

Lightweight <5KB

JavaScript SDK

Universal Browser SDK

Embed modal checkouts or custom payment buttons in any frontend.

99.99% Gateway SLA

REST API & Webhooks

Custom Backend Stack

Full programmatic control over payment sessions, charges, and refunds.

Auto Invoicing

Zoho Books

Finance & Invoicing

Embed live payment links into customer quotation & invoice emails.

Recurring Module

WHMCS

Hosting & SaaS

Automate subscription renewals, card retries, and hosting invoices.

Course Checkout

Moodle LMS

E-Learning & Academies

Instant student enrollment payments via local cards and bank QR.

Lightweight <5KB

JavaScript SDK

Universal Browser SDK

Embed modal checkouts or custom payment buttons in any frontend.

99.99% Gateway SLA

REST API & Webhooks

Custom Backend Stack

Full programmatic control over payment sessions, charges, and refunds.

Auto Invoicing

Zoho Books

Finance & Invoicing

Embed live payment links into customer quotation & invoice emails.

Recurring Module

WHMCS

Hosting & SaaS

Automate subscription renewals, card retries, and hosting invoices.

Course Checkout

Moodle LMS

E-Learning & Academies

Instant student enrollment payments via local cards and bank QR.

Lightweight <5KB

JavaScript SDK

Universal Browser SDK

Embed modal checkouts or custom payment buttons in any frontend.

99.99% Gateway SLA

REST API & Webhooks

Custom Backend Stack

Full programmatic control over payment sessions, charges, and refunds.

Auto Invoicing

Zoho Books

Finance & Invoicing

Embed live payment links into customer quotation & invoice emails.

Recurring Module

WHMCS

Hosting & SaaS

Automate subscription renewals, card retries, and hosting invoices.

Course Checkout

Moodle LMS

E-Learning & Academies

Instant student enrollment payments via local cards and bank QR.

Lightweight <5KB

JavaScript SDK

Universal Browser SDK

Embed modal checkouts or custom payment buttons in any frontend.

99.99% Gateway SLA

REST API & Webhooks

Custom Backend Stack

Full programmatic control over payment sessions, charges, and refunds.

Gateway Capabilities

Engineered for Maximum Conversions

Every tool and protocol modern websites and mobile apps need to collect online payments effortlessly and securely.

Accepted Everywhere99.99% Uptime

VISACredit/Debit

MastercardGlobal

AMEXPremium

LankaQRBank App

JustPayDirect A/C

WalletsApple/Google

UNIVERSAL CHECKOUT

Universal Multi-Method Gateway

Accept Visa, Mastercard, American Express, LankaQR, JustPay, and digital wallets behind a single checkout interface with zero page reload latency.

LankaQR0.5% Fee

Instant scan with any local bank app

INSTANT BANK DEBIT

LankaQR & Direct JustPay

Enable customers to pay directly from their bank accounts via any Sri Lankan banking app with just 0.5% flat fees and zero chargeback risks.

SUBSCRIPTIONS

Smart Recurring & Subscriptions

Tokenize customer payment methods and schedule automated recurring billing cycles, installment plans, and smart dunning retry routines.

CBSL ApprovedLevel 1 Compliant

Dynamic 3D Secure 2.0

Tokenized Card Storage

SECURITY & COMPLIANCE

Bank-Grade 3DS 2.0 & Fraud Shield

Central Bank of Sri Lanka (CBSL) approved and PCI-DSS Level 1 certified. Screen every single transaction with AI-powered fraud prevention and frictionless 3DS2.

How It Works

Online Payments in 3 Simple Steps

The high-performance bridge between your checkout cart and automated daily bank settlements.

01

Step 1 • Setup

Integrate in Minutes

Install pre-built plugins for Shopify or WooCommerce, or embed our clean JavaScript SDK and REST APIs into any custom web or mobile platform.

Zero Hassle Integration

02

Step 2 • Processing

Frictionless 3DS2 Checkout

Buyers complete payments via Cards, LankaQR, JustPay, or Wallets with sub-second latency and intelligent risk-based 3D Secure authentication.

Bank-Grade Fraud Shield

03

Step 3 • Payout

Direct Bank Settlement

Earnings are automatically reconciled and deposited directly into your Sri Lankan corporate or personal bank account within 24 hours in LKR.

Next-Day 24h Payouts

Checkout Intelligence

Elevate Your
Checkout Experience

Turn every website visitor into a paying customer with Sri Lanka's fastest, most intuitive online payment gateway. Accept cards, LankaQR, and bank debits with sub-second speeds.

Founder using OnePay payment gateway

1-Click Multi-Card Checkout

Sub-second 3DS 2.0 dynamic authorization for Visa, Mastercard, and AMEX with zero unnecessary form fields.

Instant LankaQR & JustPay

Direct bank account debiting with 0.5% flat transaction fees and zero dispute or chargeback liability.

Automated 24-Hour Payouts

Next-day automated reconciliation and settlements deposited straight into your Sri Lankan bank account in LKR.

Industry Solutions

Built for Every Digital Business Model

E-CommerceOnline Shopping

E-Commerce & Retail Stores

Provide a friction-free 1-click checkout for online stores on WooCommerce, Shopify, or custom Next.js storefronts with automated order status updates.

E-Commerce & Retail Stores

SaaSRecurring Billing

SaaS & Digital Subscriptions

Automate monthly and annual recurring subscription charges with tokenized cards on file, automated retry schedules, and smart renewal alerts.

SaaS & Digital Subscriptions

HospitalityDirect Bookings

Hotels, Resorts & Tourism

Collect advance reservation deposits, room upgrades, and excursion bookings directly on your hotel website with instant confirmation emails.

Hotels, Resorts & Tourism

EducationCourse Subscriptions

EdTech & Online Academies

Accept student course registrations, monthly tuition installments, and certificate fees securely with LankaQR and local debit card options.

EdTech & Online Academies

ApparelD2C Retail

Fashion & Direct-to-Consumer Brands

Boost conversion rates on mobile checkouts with fast 3DS 2.0 authentication, Apple Pay, Google Pay, and localized payment options.

Fashion & Direct-to-Consumer Brands

Mobile AppsOn-Demand

On-Demand Apps & Logistics

Integrate native in-app payments with our Flutter and React Native mobile SDKs for instant delivery confirmations and ride billing.

On-Demand Apps & Logistics

Payment solutions background

Ready to upgrade your website's payment gateway?

Join thousands of Sri Lankan e-commerce brands, SaaS teams, and fast-growing businesses collecting online payments with OnePay.

Schedule a call